I am telling my story so that no one else gets ripped off!
Last week while going through my hotmail account, I noticed something interesting, yet peculiar. As I read the message title "Here are your Rapid Share Account details", I wondered what the hell is Rapid Share? Interesting enough the message gave me my account details for a rapid share account that I had apparently signed up to via Pay pal. I immediately checked my Pay pal account to see that there was a charge for $54.00(euro’s), which translates to $88.00 Canadian dollars!!! My Pay pal stated that it had returned the charge as they suspected third party use of my Pay pal account. My account had a"limited usage" status. As I looked into this, now I had to prove who I am because someone hacked my Pay pal. So, I submitted all the required documentation and waited. Through several e-mails with Pay pal they stated that it was being investigated and that the charges would be reversed. Well, the $88.00 dollars had been debited from my bank account, even though I only had $45.00 in it. So, there was an overdraft charge along with many others, and now I am over $50.00 in the RED! I owe the bank money! So, let me get this straight! My account gets hacked, Pay pal allows an unauthorized transaction, my bank gives them the money and charges me for it. So, I wrote Pay pal, they suggest I print a copy of the e-mail from Paypal and bring it to my bank, they should credit the fees back. Ok, so where is my money? It has been 10 days(paypal takes 10 days to investigate) and my money still has not been returned to my bank! That money that was in the account was for groceries(odds and ends for my family). No one at the bank or Pay pal gives a crap or cares! Pay pal has stopped writing/replying to my e-mails. So, today I will send them another e-mail(makes about 7 or 8 now). Maybe by the time August is over I will have my money. Pay pal did include a list of things to do to prevent it in the future. But, what about now?? I wait, I guess, but if I owed that money to Pay pal or the bank, they would have wanted it 10 days ago! This all happened July 18th, now on July 29th I am no further ahead, and I am deeper in debt to the bank. So, here are some tips, so you don’t get screwed out of your money!
#1. Change your Paypal Password frequently
#2. Don’t give it to anyone
#3. Do not store bank passwords or Pay pal passwords on your computer (Roboform), all a hacker has to do is hack the main password and voila, they now have access to all your important passwords.
#4. If you suspect an unauthorized charge, report immediatelyt and retain all e-mail correspondance(becasue some representatives forget to notate things in their system, leaving you , the victim of internet crime, lookinng like this was the first time you contacted the company.
#5. If it seems to good to be true, it is!
#6. Check e-mails carefully becasue their are phishing sites that have the header of Paypal on the e-mail but once clicked you are brought to another site!
~BE suspicious of any e-mails you receive stating welcome or thanks for joining when you have never heard of the site.~~
P.S. Once my funds are transfered into my bank acount I will be closing my Pay pal for fear it may happen again in the future. I checked online and this has happened before to others, and it was Rapid Share who did it. So, is it a hacker who likes to download illegal movies and music or is it someone at Rapid Share wanting to make commissions? I don’t know, but from now on I will keep a close eye on both my e-mail and my bank account!!